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    Charging Standards of Personal Banking Services at Counter

    Charging Standards of Personal Banking Services at Counter
      Remittance Item Standards for Classic Card Standards for VIP Card
    Inter-city RMB deposit within CMBC (including in-transfer) 3‰ of transaction amount with a minimum of 5 yuan and maximum of 50 yuan Free
    Inter-city RMB withdrawal within CMBC (including out-transfer) 3‰ of transaction amount with a minimum of 5 yuan and maximum of 50 yuan 1.5‰ of transaction amount for Silver Card and Gold Card with a minimum of 5 yuan and maximum of 50 yuan, and free of charge for Diamond Card.
    Inter-city foreign currency deposit within CMBC (including in-transfer) 5‰ of transaction amount with a minimum of equivalent of $ 2 and maximum of equivalent of $10 (or RMB equivalent) Free
    Inter-city foreign currency withdrawal within CMBC (including out-transfer) 5‰ of transaction amount with a minimum of equivalent of $ 2 and maximum of equivalent of $10 (or RMB equivalent) 2.5‰ of transaction amount for Silver Card and Gold Card with a minimum of equivalent of $ 2 and maximum of equivalent of $10, and free of charge for Diamond Card.
    Inter-city inter-bank RMB remittance In line with electronic remittance and transfer standard of People's Bank of China (0.5 yuan for commission and charges for electronic remittance and transfer: 5 yuan for RMB 10,000 yuan or below, 10 yuan for RMB 10, 000 to 100, 000, 15 yuan for RMB 100,000 to 500,000, 20 yuan for RMB 500,000 to 1,000,000, and 0.02‰ of the remitted or transferred amount that exceeds RMB1,000,000. The maximum charge is 200 yuan.) Free of commission. Commission of electronic remittance and transfer: 50% that of Classic Card for Silver Card and Gold Card, and free of charge for Diamond Card.
    Intra-city inter-bank transfer Up to specific standards of CMBC branches Up to specific standards of CMBC branches
    Personal remittance without a bank account or bank draft 1%of transaction amount with a minimum of 1 yuan and maximum of 50 yuan, inter-city or intra-city. Same as standards for Classic Card
    Interbank Deposit and Withdraw of Individual Deposit Account in Bulk Electronic Payment System Transfer Inter-bank deposit 5‰ of transaction amount with a minimum of 5 yuan and maximum of 50 yuan Free of charge for Diamond Card. 2.5‰ of transaction amount for Gold, Silver, and Special Card, with a minimum of 2.5 yuan and maximum of 25 yuan.
    Method Inter-bank withdrawal 3‰ of transaction amount with a minimum of 1 yuan and maximum of 20 yuan Free of charge for Diamond Card. 1.5‰ of transaction amount for Gold, Silver, and Special Card, with a minimum of 1 yuan and maximum of 10 yuan.
    Cash Inter-bank deposit 5‰ of transaction amount with a minimum of 5 yuan and maximum of 200 yuan Same as standards for Classic Card
    Method Inter-bank withdrawal
    Account queries Free Free
    Intermediary Business Individual check/bank bill replacement 10 yuan per deal Same as standards for Classic Card
    Individual check refund 10 yuan per deal Same as standards for Classic Card
    Certificate of deposit 20 yuan per deal Same as standards for Classic Card
    Visa delivery Visa fee €60 (CMBC charges RMB 700) Same as standards for Classic Card
    Delivery fee 200 yuan per person Up to concessions of CMBC branches
    Exit guarantee Issue 20 yuan per deal Free
    Reissue 20 yuan per deal Free
    Renewal 20 yuan per deal Free
    Traveler's check Sale 1% for commission Same as standards for Classic Card
    Purchase (cashing) 0.75% for discount charges (No minimum amount required) Same as standards for Classic Card
    Concession=Face value*(1-0.75%)
    Other Changing or resetting password (including query password and transaction password) of debit card Free Free
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