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    1. Features
      1.Long loan period;   
      2.High credit line;
      3.Credit, collateral free.

      Basic Conditions of Borrower
      1.Natural person aged 25 and above;     
      2.The borrower has a good credit record;
      3.Meets relevant requirements of the Bank for the borrower's employment;
      4.Has appropriate repayment ability and assets;
      5.Other conditions specified by the Bank.

      Application and Approval Processes
      1.You may go to any outlet of Minsheng Bank for application.
      2.Loan process
      Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Loan contract signing and granting.
      Materials to Be Provided
      1.Certificate of identity and marital status of the borrower;
      2.Certificate of employment and income;
      3.Additional materials to be provided as required by the Bank.

      1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
      2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.

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