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    Household Composite Consumption Loan

    1. Features
      1.Long loan period;
      2.High credit line;
      3.Flexible way of security;
      4.Diverse use of the loan.

      Basic Conditions of Borrower
      1.Natural person aged 18 and above;
      2.Has a proper occupation and steady income sources;
      3.The borrower has a good credit record;
      4.Can provide evidence of consumption items or services.

      Application and Approval Processes
      1.You may go to any outlet of Minsheng Bank for application.
      2.Loan process
      Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Security procedures handling → Loan contract signing and granting.

      Materials to Be Provided
      1.Certificate of identity and marital status of the borrower and spouse;
      2.Proof of income;
      3.Information of use of the loan;
      4.Provide the appropriate information if the mortgage or guarantee mode is adopted;
      5.Additional materials to be provided as required by the Bank.

      Tips
      1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
      2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.

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