• Your location: Home > Personal Finance > Loans > Housing Composite Consumption


    Household Composite Consumption Loan

    1. Features
      1.Long loan period;
      2.High credit line;
      3.Flexible way of security;
      4.Diverse use of the loan.

      Basic Conditions of Borrower
      1.Natural person aged 18 and above;
      2.Has a proper occupation and steady income sources;
      3.The borrower has a good credit record;
      4.Can provide evidence of consumption items or services.

      Application and Approval Processes
      1.You may go to any outlet of Minsheng Bank for application.
      2.Loan process
      Loan application → Lending investigation → Relevant information collecting → Loan examination and approval → Security procedures handling → Loan contract signing and granting.

      Materials to Be Provided
      1.Certificate of identity and marital status of the borrower and spouse;
      2.Proof of income;
      3.Information of use of the loan;
      4.Provide the appropriate information if the mortgage or guarantee mode is adopted;
      5.Additional materials to be provided as required by the Bank.

      1.This page is for reference only; the specific business process standards are subject to the provisions at the local outlets;
      2.For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.

    1. About CMBC
    2. Introduction
    3. Board of Directors
    4. Board of Supervisors
    5. Management Team
    6. Organizational Chart
    1. Investors Relations
    2. Corporate Governance
    3. Announcements and Disclosures
    4. Financial Summaries
    5. Services for Investors
    6. Corporate Social Responsibility
    1. CMBC News
    2. CMBC News
    3. Media Focus
    4. Brand Activities
    5. The Public Welfare and Charity
    6. Activities
    1. Contact Us
    2. Business outlets
    3. Self-service equipment
    4. Branches
    5. Online customer service
    6. 95568