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    Short-term Working Capital Loans

    Liquidity loans, also known as cash-flow loans, short-term liquidity loans are offered to meet the working capital needs of enterprises in their production and operations. Usually the term is no more than one year, and it is classified into secured loans and credits. Secured loans are classified into guarantee, mortgage and collateral loans etc.

    Business Process
    1.Borrowing enterprise files written application to CMBC and submits relevant material;
    2.CMBC reviews the borrowing enterprise to make a decision whether to grant loans or not;
    3.Sign borrowing contract;
    4.Deal with mortgage, collateral or guarantee formalities;
    5.Execute borrowing contract.
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