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    Smart Home Loans

    Handling process

    submitting application materials ——review and approval of loan——entering into the contract——extending the loan
        Fill in and submit application form for the loan  
        Identity information: Valid identity certificate, registered permanent residence and marriage certificate of the borrower and his/her spouse
        Certification of domicile: house ownership certificate, house lease contract and so on of the borrower
        Supporting document of the income of the borrower
        Certification of individual and family assets
        Other credit information as CMBC thinks necessary

         Concrete contents are subject to individual petty loan management system of CMBC. For detailed contents, please consult customer managers at the outlets of CMBC or call 24-hour customer service telephone number 4008695568.
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